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people say Europa anyone can walk Pay everything by card and there is no need to go together cash,
We’d say this statement is mostly true, but when traveling in real life, we’ve found that paying is the only way. cash,
E.g ItalyIn Sardinia we want to pay for the spa with a credit card and the answer is «cash onlyLater on another island on the same island, we wanted to pay by card to rent an umbrella, and we had to walk a few blocks to the management of that place to do it.
exist SpainOn the island of Mallorca in Puerto Polenca, we saw a sign saying “No Credit Cards” at a place that sold mini donuts.
In Mallorca, in the pretty town of Valdemossa, they only accept Euro coins to pay for parking.
exist GermanyIn Berlin, we found an amazing love of cash and aversion to cards in many stores. At first we found it in areas with more alternative offers and we thought it would only be there, but no, we also saw “cash only” at the Alexanderplatz mall.
Likewise, credit and debit cards are generally widely accepted in Europe, with many exceptions, such as the examples listed above. It varies from country to country and even within regions or cities within the same country.
What are the options for keeping local funds in Europe?
For what we’ve covered in this post, you may need to have some cash on hand when you travel to Europe, so let’s look at some alternatives:
- Bring currencies such as US dollars and exchange them for euros (or the local currency of the country we are visiting) at the exchange office.
- Withdraw EUR (or the local currency of the country we are visiting) from our foreign credit card
- Local funds can be withdrawn at ATMs using our foreign credit cards
- A PIN code is required, and if it is a Visa card issued in Argentina, it can be applied online because we are here: Apply for a Visa PIN code online to operate at ATMs (even abroad)
- ATMs usually charge a commission for these operations, on a recent visit we found that they were charging between €2.50 and €7 per transaction
- Depending on your card-issuing bank and account type, the bank may also charge you a commission for withdrawals and interest for the time interval between withdrawals of local funds, which is considered a cash advanceand the expiration date of your abstract
- They can withdraw up to the amount they define as the cash advance limit on the card
- This cash withdrawal will appear as a foreign currency spend in the account summary.
- Local funds can be withdrawn at ATMs using our foreign credit cards
- Withdraw EUR (or the local currency of the country we are visiting) from our foreign debit card
- Buy and use EUR in your country (or the local currency of the country we are visiting)
- We should consider this option carefully because in many cases they impose very unfavorable exchange rates on us when doing this kind of thing in our country of origin, look carefully at how much they are willing to charge you.
While we are here, we take this opportunity to advise you not to rely on either option when considering operating with a debit, credit or prepaid card, as various payment networks often fail.
and for you, Do you find yourself needing some cash when paying for things in Europe?
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