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UAE banking investment hits record high of $149.3 billion

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UAE Bank Investment

Image source: WAM

The Central Bank of the United Arab Emirates (CBUAE) said bank investment hit a record high of $149.3 billion (Dh549 billion) at the end of March, the highest level in the country’s history.

Bank investment surged 16% year-on-year compared to March 2022’s AED473 billion, according to the central bank report. Bank investment increased by 1.3% month-on-month 541.4 billion dirhams In February.

Securities accounted for the majority of the bank’s investments, accounting for around 45.6 percent or AED 250.1 billion during the period under review.

Held-to-maturity securities, which accounted for 43 percent of total investments, reached AED236.3 billion in March, up 74.1 percent year-on-year, compared to AED135.7 billion in March 2022. Monthly held-to-maturity securities surged by 2.6 to AED 230.3 billion in February 2023.

Investments in bank equities reached AED11.9 billion in March, up 0.8 percent from around AED11.8 billion in December 2022.

UAE Bank Credit Facility

at the same time, CBUAE Credit facilities provided by the National Bank to the trade and industry sector surged by 6.1 percent year-on-year, equivalent to AED42.5 billion in the first three months of 2023, said the bank.

The latest figures from the Central Bank show that the credit balance extended by the National Bank to the two sectors totaled AED735.2 billion at the end of March, compared to about AED692.7 billion in the same period last year.

The top lender said the cumulative balance of credit extended by Bank Negara to the two sectors increased by 0.1 percent or AED500 million per month from AED734.7 billion in February.

Financing provided by UAE banks accounted for 90.1 percent of total credit granted to the two sectors, at AED815.9 billion at the end of March, while foreign banks based in the UAE accounted for 9.9 percent or AED80.7 billion.

Credit financing in these two sectors in Abu Dhabi amounted to AED673.6 billion or 82.6 percent at the end of January, of which Islamic banks accounted for 17.4 percent or AED142.3 billion. Shariah-compliant lenders provided AED384.7 billion in Dubai and AED100.6 billion in other emirates.

read: CBUAE Issues New Anti-Money Laundering Guidelines for Financial Institutions



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