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UAE banks’ total assets up 1.7% to $970 bn: CBUAE

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Total bank assets in the UAE, including banker’s acceptances, increased by 1.7%, from AED 3.52 trillion at the end of August 2022 to AED 3.58 trillion (USD 970 billion) at the end of September 2022.

According to the Central Bank of the United Arab Emirates (CBUAE), total credit increased by 1.2% to AED 1.87 trillion by the end of September 2022 from AED 1.85 trillion at the end of August 2022. Total credit up 1.0% WAM reported that domestic credit rose 3.2% and foreign credit rose 3.2%.

Domestic credit increased as credit to the government sector, public sector (government-related entities), private sector and non-bank financial institutions increased by 0.2%, 3.0%, 0.6% and 2.3%, respectively.

Total bank deposits

Total bank deposits increased by 0.9% from AED 2,166.6 billion at the end of August 2022 to AED 2,186.9 billion at the end of September 2022. The increase in total bank deposits was due to a 1.6% increase in resident deposits, which replaced a 4.1% decline in non-resident deposits. Household deposits increased as government sector deposits, public sector (government-related entity) deposits and non-bank financial institution deposits rose by 3.6 percent, 1.7 percent and 33.8 percent, respectively. While private sector deposits edged down 0.04%.

The CBUAE announced that the total money supply M1 increased by 0.5%, from AED719.4 billion at the end of August 2022 to AED723 billion at the end of September 2022.

Total money supply M2 increased by 1.1%, from AED 1.63 trillion at the end of August 2022 to AED 1.65 trillion at the end of September 2022.

total money supply

The total money supply, M3, also increased by 1.6%, from AED 2.02 trillion at the end of August 2022 to AED 2.05 trillion at the end of September 2022. The growth in M1 was due to an increase of AED 700 million in currency in circulation and an increase in currency deposits of AED 2.9 billion. M2 increased due to an expansion of M1 and an increase of AED 14.3 billion in quasi-monetary deposits. The increase in M3 was due to an increase in M2 and an increase in government deposits of AED 14.1 billion.

The Monetary Base contracted by 1.9%, from AED475.4 billion at the end of August 2022 to AED466.5 billion at the end of September 2022. The reduction in the monetary base was mainly due to a reduction in the current accounts of banks and OFCs. Overnight bank deposits in the CBUAE rose by 30.9%, outweighing increases of 1.7% and 29.5% in the currency issuance and reserve accounts, respectively. Whereas certificates of deposit and currency notes remain unchanged. — trade arab news agency

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