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Apparel signs first sustainability-linked loan with Mashreq

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UAE-based fashion and retail group Apparel Group has signed its first bilateral long-term sustainability-linked loan (SSL) with Mashreq, one of the leading financial institutions in the MENA region.

Performance-linked financing is designed to drive the Apparel Group’s sustainability journey by setting ambitious goals and delivering tangible results. By utilizing performance-linked financing, the group can drive its sustainability plan, ensuring measurable progress towards its goals. As part of the deal, Mashreq will closely monitor Apparel Group’s progress towards its sustainability goals.

Mashreq plays a key role in promoting the adoption of Apparel Group’s sustainable practices. This involves careful selection of SPIs that align with Apparel Group’s core sustainability and business strategy, while addressing important environmental, social and governance (ESG) factors within the fashion industry. In addition, Mashreq is responsible for calibrating the Sustainability Performance Targets (SPTs) against selected SPIs. These goals are designed to remain applicable throughout the life of the loan. By setting ambitious targets and providing incentives, sustainability-linked lending strives to foster positive change and inspire impactful action within the industry.

sustainable financing

Joel Van Dusen, Head of Corporate Banking & Investments Group at Mashreq, said: “By signing this sustainable development-linked bilateral long-term loan with Apparel Group, Mashreq is demonstrating its commitment to sustainable financing is serious and increasingly important to all businesses Consider the industrial sector. We recognize that businesses have a responsibility to implement environmental, social and governance (ESG) sustainability practices, and we are committed to helping Apparel Group prioritize key issues such as gender equality and responsible sourcing.”

Neeraj Teckchandani, CEO of Apparel Group, said: “This first sustainability-related loan with Mashreq is a strategic move that is in line with Apparel Group’s vision to infuse sustainability into every aspect of our operations. Beyond mere funding , the agreement’s financial framework also acts as a catalyst to support our sustainability goals, which are closely linked to environmental, social and governance (ESG) factors. We are forging a new path in the fashion and retail industries, linking financial growth development. We have worked closely with Mashreq on this journey, and we aim to set new standards in areas such as diversity, inclusion and responsible sourcing. This partnership is an even more important step in our leadership in sustainable practices. A strategic pillar of a broad vision, ultimately for our stakeholders and the planet.”

Joel added: “By using innovative financial tools to incentivize sustainable practices, Mashreq combines financial incentives with impactful ESG goals. In doing so, we demonstrate our commitment to paving the way for a more equitable, responsible and environmentally conscious future.” In addition, by leading the development of sustainable finance, we are driving serious, positive change for a sustainable future for all stakeholders.” — trade arab news agency

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