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Digital Vault Redefines Investing Practices

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Vault, a pioneering private wealth management platform backed by global venture capital firm Outliers VC, will revolutionize investment practices in the UAE through its state-of-the-art digital platform.

Recognizing common challenges faced by clients, Vault’s founders leverage their industry experience to solve critical issues and reshape the investment landscape.

“In the region, many clients receive inconsistent financial advice and are mis-sold investment products that do not align with their long-term goals. For example, entire life insurance plans are sold as investments, or individual high-yield bonds are sold as capital-guaranteed Investments. Another common issue is that clients get sold investments by advisors, but rarely hear from them again,” explains Sami Abdul-Hadi, co-founder and chief product officer at Vault.

UAE’s wealth tops $1 trillion

The UAE has an adult population of 8 million and a total wealth of more than US$1 trillion, of which financial assets account for 63.4%. In addition, 9.6% of adults own more than US$100,000, and the per capita wealth is about US$122,841. For context, approximately 177,000 people could be classified as dollar millionaires.

However, the general trend in the UAE is to hold the majority of financial wealth in cash, whereas over 80% of financial wealth in the US is actively invested. This is largely due to a lack of awareness and understanding of effective investment allocation.

Licensed by the most stringent regulators in the global market in Abu Dhabi, Vault aims to address these concerns by fostering lasting relationships and helping individuals secure their financial future.

natural yield

Vault’s investment philosophy revolves around generating organic return from a diversified portfolio of income-generating assets, prioritizing long-term preservation, mitigating risk through diversification, and leveraging global opportunities to maximize investment results.

In addition to advising clients on long-term diversification strategies, Vault offers exclusive access to thematic and private investments such as venture capital, artificial intelligence and private real estate. With a $60,000 minimum, Vault’s Private Opportunity aims to democratize an asset class traditionally accessible only to ultra-high-net-worth individuals. — trade arab news agency

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